HOLIDAY TRAVEL INSURANCE

A client holiday travel insurance scheme is available for all passengers travelling on our holidays which is arranged by Wrightsure Services (Hampshire) Limited and underwritten by ETI – International Travel Protection (ERV), the UK branch of Europäische Reiseverscherung AG, who are authorised  by the

Bundesanstalt für Finanzdienstleistungsaufsicht (BAFIN – www.bafin.de) and approved by the Financial Conduct

Authority (FCA – www.the-fca.org.uk) to undertake insurance business in the UK. Wrightsure Services (Hampshire) Ltd which is authorised and regulated by the FCA (their registration number is 311394) and which is permitted to advise on and arrange general insurance contracts. You can check these details online using the Financial Services Register

(accessible from www.the-fca.org.uk) or by contacting the Financial Conduct Authority Consumer Helpline on 0800 111

6768.

 

Should you wish to take out this travel insurance please include the appropriate premium when booking your holiday.

 

DEMANDS AND NEEDS

This insurance policy will suit the demands and needs of an individual or group (where applicable) who have no excluded medical condition(s), are travelling in countries included within the policy terms and who wish to insure themselves against unforeseen circumstances/events detailed in the cover section below. Subject to the terms, conditions and maximum specified sums insured.

 

IMPORTANT

We will not provide you with advice about the suitability of this product for your individual needs but will be happy to provide you with factual information.

 

We summarise below the details of the insurance cover provided which also includes 24-hour emergency service from Specialty Assistance Limited. The following is a brief summary of the cover available. Full details of cover and exclusions will be forwarded with your confirmation of booking. In any event you may ask for a specimen copy of the policy wording before booking should you wish to examine this in advance.

 

SUMMARY OF COVR

 

PLEASE SEE THE POLICY WORDING FOR FULL DTAILS OF THE COVER, LIMITATIONS AND EXCESSES, A SPECIMEN COPY OF WHICH IS AVAILABLE UPON REQUEST.

 

Cover

Sum Insured

Excess

Cancellation

Up to £1,500

£35 (holidays over £99), £20 (holidays up to £99) & £10 loss of deposit and holidays up to £49.

Personal Accident- 

Up to £15,000 Death (£1,000 if aged under 18) and

corresponding Benefits. Death

Benefit limited to £7,500 in respect of persons aged 70 and over

No Excess

Medical Expenses including

Repatriation

Up to £2,000,000 (only applies to trips outside of the United Kingdom)

£35

Additional Travelling Expenses – United Kingdom

Up to £1,500

£35

Medical Inconvenience Benefit

£10 per 24 hours up to £100 UK

 

£15 per 24 hours up to £450

Channel Islands & Europe

No Excess

Curtailment

Up to £1,500

As Per Cancellation Section

Personal Property Including Money

Up to £1,500 in all. Single

Article limit £200/Valuables £400

Personal Money £200/Delayed

Baggage up to £100

Personal Property & Money £35

 

Delayed Baggage – Excess 12

hours

Loss of Passport

Up to £200

No Excess

Missed Departure

Up to £100 UK & £300 Europe

No Excess

Travel Delay

Travel Delay up to £60

Cancellation(holiday abandonment)

up to £1,500

Travel Delay Excess 12 hours

 

Holiday abandonment excess as

per Cancellation

Personal Liability

Up to £2,000,000

No Excess

Legal Expenses

Up to £25,000

No Excess

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

PRE-EXISTING MEDICAL CONDITIONS

 

We shall not be liable for claims WHERE AT THE TIME OF TAKING OUT THIS POLICY:

 

(a)           You are aware of any medical condition or set of circumstances that could reasonably be expected to

give rise to a claim (for example the state of health of a Close Relative, Business Associate or any

person on whom Your travel plans depend).

 

(b)   The Insured Person who medical condition gives rise to a claim:-

 

(i)             Is receiving, or on a waiting list for, surgery, in-patient treatment or investigations in a hospital,

clinic or nursing home, or

 

(ii)            Is travelling against any health requirements stipulated by the carrier, their handling agents or

other public transport provider; or

 

(iii)           Is travelling against the advice of a Medical Practitioner or for the purpose of obtaining medical

treatment abroad; or

 

                (iv)          Has been given a terminal prognosis.

 

If you are on medication at the time of travel, Your medical condition(s) must be stable and well controlled.

 

SIGNIFICANT EXCLUSIONS

 

RESIDENCY

 

If you or anyone else named on this policy has not been a resident in the UK for the past 6-months this policy cannot cover you.

 

In addition to the above the policy also contains the following main exclusions:

 

· Your participation in any organised sports, winter sports or dangerous activities unless they have been declared to and accepted by the Insurer.

· Suicide or the wilful exposure to exceptional personal risk.

· Any manual work or hazardous occupation undertaken during the insured trip.

· Any claim relating to you being the driver, rider or passenger of a quad bike, all-terrain vehicle or motorcycle when you are not wearing a crash helmet, whether legally required or not.

· Circumstances that could reasonably have been anticipated at the time you booked your trip or purchased this insurance.

 

Examples of these and other conditions and exclusions are contained within the policy wording, a specimen copy of which is available upon request. If after purchasing a policy from us should you find it does not meet your requirements you have 14-days from the date of issue or prior to travel, whichever is sooner, to cancel the policy and receive a full refund of your premium.

 

Titterington Holidays Limited is an Appointed Representative of ITC Compliance Limited who are authorised and regulated by the Financial Conduct Authority (their firm reference is 313486) and which is permitted to advise on and arrange general insurance contracts.

 

All Prices are inclusive of Insurance Premium Tax @20%

 

UK – England, Scotland, Wales, Northern Ireland and the Isle of Man

 

3 days   £18

4 days   £22

5 days   £23

6 days   £24

7 days   £25

8 days   £26

 

Continental Europe including Southern Ireland

 

5 days   £37

6 days   £39

7 days   £39

8 days   £42

9 days   £43

10 days £44

11 days £46

12 days £46

 

 

 

 

 

 

 



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