COACH HOLIDAY TRAVEL INSURANCE
A Special Coach Holiday Travel Insurance Scheme is available for all passengers travelling on our holidays from AXA Insurance (UK) plc who are authorised and regulated by the Financial Services Authority .
Should you wish to take advantage of our Coach Holiday Travel Insurance please include the appropriate premium when booking your holiday.
DEMANDS AND NEEDS
This insurance policy will suit the Demands and Needs of an individual ,or group(where applicable) who have no excluded pre-existing medical conditions, are travelling in countries included within the policy terms and who wish to insure themselves against unforeseen events detailed in the cover section below. Subject to the terms, conditions and maximum specified claim limits.
IMPORTANT
We will not provide you with advice about the suitability of this product for your individual needs but will be happy to provide you with factual information.
We summarise below the details of the insurance cover provided which also includes INTERNATIONAL MEDICAL RESCUE - 24-hour emergency service. The following is a brief summary of the cover available. Full details of Cover, Policy Warranties and Exclusions will be forwarded with your confirmation of booking. In any event you may ask for a specimen copy of the Policy Wording before booking should you wish to examine this in advance.
| Cancellation |
Up to £2,000 |
| Medical Expenses & Repatriation |
Up to £1,000,000 |
| Curtailment & Hospital Benefit |
Up to £2,000 |
| Luggage & Personal Money |
Up to £1,000 (Limit £200 any one article , £200 in all valuables and £200 Personal Money) |
| Luggage Delay |
Up to £75 |
| Personal Liability |
Up to £1,000,000 |
| Personal Accident |
Up to £10,000 |
| Loss of Passport |
Up to £200 |
| Legal Expenses |
Up to £5,000 |
| Delayed Departure |
Up to £60 |
| Missed Departure |
Up to £200 |
| Fourteen Day Refund - Cooling Off Period |
Premium refund if policy not satisfactory. |
POLICY EXCESS
Loss of Deposit £10.00, Cancellation - for holidays up to £49 £10 for each inured person increased to £20 for holidays up to £99 and £35 for holidays over £99.. In respect of Medical Expenses, Curtailment , Hospital Benefit, Luggage, Personal Money and Legal Expenses excess £35 each and every claim..
.
IMPORTANT - HEALTH CONDITIONS
1. We shall not be liable for claims WHERE AT THE TIME OF TAKING OUT THIS POLICY:
(a) You are aware of any medical condition or set of circumstances that could reasonably be expected to give rise to a claim (for example the state of health of a Close Relative, Business Associate or any person on whom your travel plans depend).
(b) The Insured Person whose medical condition gives rise to a claim :
(1) is receiving, or on a waiting list for, surgery, in-patient treatment or investigations In a hospital, clinic or nursing home: or
or
(2) is travelling against the advice of a Medical Practitioner or for the purposes of obtaining medical treatment abroad;
or
(3) has been given a terminal prognosis.
2. All material facts must be disclosed to us. Failure to do so may affect your rights under the policy. A material fact is a fact likely to influence us in acceptance or assessment of the insurance (for example, your Own state of health or that of a Close Relative). If you are in any doubt as to whether a fact is "material" then for your own protection it should be disclosed.
COOLING OFF PERIOD
You should read your policy immediately to ensure it meets with your requirements. If for any reason it does not it must be returned to the issuer of the policy within 14 days of the date of issue or prior to travel which ever is the sooner.. Your money will be refunded in full , provided no claims have been made or incident likely to give rise to a claim has arisen. If you cancel your policy after 14 days no refund will be given.